Patrick Brown knows that in a rapidly-evolving world, growth is the greatest marker of success in both life and business. With a keen eye for opportunity, he established www.medicare-planning.com to stay at the forefront of the industry.
Patrick’s journey into Medicare planning began on a personal note. When his mother turned 65, he realized how much misinformation and lack of information there was about Medicare. As a self-proclaimed “momma’s boy,” he was upset about this and decided to take action. This inspired him to create a comprehensive resource to help others navigate the complexities of Medicare.
Patrick has a passion for creating resources for those entering Medicare.
He thrives in this fast-paced environment where he gets to witness the positive impact of his work on others’ lives. He works diligently to ensure his clients’ Supplemental Benefit needs are met.
Patrick operates from a broad and varied knowledge base. He has over a decade of experience in the health insurance industry, financial planning, and has been a proud Medicare specialist agent for over 20 years.
A lifelong learner, Patrick stays up-to-date on the latest market trends, guaranteeing his clients remain on the leading edge of affordable, comprehensive care.
Patrick strives to bring a sense of community to his interactions. For him, clients aren’t just another sales pitch; they’re family.
Beyond his professional achievements, Patrick has a rich background in sports. He played college football for the University of Kansas and was a team captain. He went on to play in the CFL for the Calgary Stampeders.
Patrick is married to his wife Cassandra, and they have two daughters, Peyton and Ryan.
When he isn’t busy advocating for his beneficiaries, Patrick enjoys watching movies and playing basketball.
This is my momma, Drema Brown. She has always supported me and my brother in everything we do. Whether it was cheering us on at school events, guiding us through life’s challenges, or simply being there with a warm hug, Momma was our biggest cheerleader.
Drema’s life was marked by her unconditional love and support.
When I started www.medicare-planning.com, it was inspired by Momma’s experience with Medicare. She proudly wore our Medicare-Planning.com merch, showing her support in a unique way. I mean..who wears a shirt with Medicare on it? Well, my momma did in an effort to support me!
Drema was a doting Nana to her five grandchildren: Peyton Brown, Seth Brown, Ryan Brown, Logan Brown, and Alex Pettit. Her home was always filled with warmth, love, and the laughter of her grandchildren. She made each of them feel special and taught them the importance of kindness and resilience.
Thank you, Momma, for always being supportive in everything that I do. Drema Brown’s legacy is one of love, dedication, and unyielding spirit. Her memory will forever be cherished, her love forever felt, and her life forever celebrated.
We Are independent!
Shopping for any health insurance can be frustrating to any consumer. Trying to pick the best plan for your health, and your wallet, can be overwhelming and confusing. Selecting Medicare coverage, all of those negative feelings are magnified. When a person nears age 65 or is newly eligible for Medicare, they are often inundated with mail and calls from insurance agents trying to sale them their company’s plan.
There are several ways to get adequately covered with Medicare. From Original Medicare, Medicare Advantage plans, Part D Prescription Drug plans, and Medicare Supplement Insurance plans (Medigap plans), an independent, health insurance sales agent can help you piece together your Medicare coverage. They will make sure it is tailored to your situation, providing you with the most comprehensive coverage.
Independent agents are different than captive agents. A captive agent is working exclusively with one carrier, and therefore, are only able to show you that company’s plans. On the other hand, independent agents are essentially free agents – they are contracted with several carriers and can show you options from multiple companies, allowing you to compare plans while working with the same representative.
Independent agents will build a relationship with you. You can call and talk to the same person with any questions, and they will keep in contact. During the Annual Enrollment Period they are available to help you look at any new (or other) options that you think would be a better fit.
Agents are required to complete certification each year to retain their active broker status, and also complete certifications with any carrier that requires additional training, making them the best person to speak with regarding Medicare coverage.
Generally, your Medicare agent will gather information about you and how you use your insurance. They will take the time to look up your doctors and prescriptions, and then run an analysis that will help determine which insurance carrier and plan will provide the most coverage for you. They will also be able to tell you what to expect for your out of pocket expenses.
A good agent will help you understand how Medicare works, which will allow you to make a better informed decision. Medicare plans have their own set of rules that other health insurance you may have had prior to turning 65 did not have, and knowing exactly what those rules are and how they will apply to you in certain situations will make sure you are not surprised later on with a bigger expense than expected.
WE help you with your Medicare Plan.
If you have a question or would like to talk. Let us know!
